Arca

a local-first budget planner

About Arca

Free & owned by you – on your device, nowhere else

Arca helps you plan your money without giving it away. You track your accounts and split each balance into pockets – savings buckets that hold either a fixed amount or a percentage of the account. At a glance you always know how much of your balance is already spoken for and how much is actually free.

Recurring incomes, including interest, keep your balances up to date automatically. Everything lives in a database on your device: no account, no sign-up, no cloud sync, no ads and no tracking. Arca works completely offline.

Features

Everything you need to split your balances into pockets

Accounts

Track every balance and follow its history over time

Pockets

Split a balance into pockets – fixed amount or percentage

Recurring Incomes

Salaries, allowances and interest applied automatically

Fully Offline

No backend, no account, no network requests at all

Your data stays yours

Arca collects nothing – there is nothing to collect

Your accounts, pockets and incomes are stored in a local SQLite database on your device. Arca has no server, no analytics and no advertising SDKs, so your financial data never leaves your phone.